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Mortgages come in different terms. For an estimate of your mortgage use the calculator to the right.

Fixed Rate Mortgages:

Fixed rates allow for stability throughout the life of the loan so you know exactly what your principal and interest payments are up to 30 years in the future. They are usually in a 15, 20 or 30 year term.

Adjustable Rate Mortgages (ARM):

Adjustable rate mortgages also known as (ARM) will usually offer a lower introductory rate for a few years and than will adjust after a set time period. They are usually ideal if interest rates at the time are high

Federal Housing Administration (FHA):

Government backed loan for first time home buyers that allow for a small down payment

Veterans Affairs (VA):

Loans for service members, veterans, and eligible surviving spouses that allow for guaranty benefits with little to no money down.

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